Banking-as-a-Service stories
European firms can now embed regulated accounts and cards into their apps as bunq widens its banking-as-a-service push beyond Blockrise.
Banks could launch international transfers faster, as the Backbase integration cuts the complexity of linking to Mastercard Move.
Card issuers and acquirers will gain round-the-clock settlement choices as the network adds regulated stablecoins alongside fiat payments.
Banks can add fintech services without ripping out ageing core systems as DXC's CoreIgnite offers a single link to partners and networks.
Tighter oversight is pushing card sponsorship beyond market entry, with RS2 arguing firms now need stronger controls over processing, fraud and settlement.
The merger could give OpenPayd up to USD $276 million to fund US expansion and product work as it prepares a Nasdaq listing.
Businesses across Europe will gain virtual accounts and multi-currency payments as the tie-up helps Marqeta meet local rules in 30 new markets.
Users can now hold dollars in RedotPay's wallet and move them into stablecoins for spending or cross-border transfers without leaving the app.
The funding will help equipifi expand bank-embedded buy now, pay later services as lenders race to keep instalment spending inside their apps.
Approval would let the fintech bring U.S. payments, savings and credit operations in-house, reducing reliance on partner banks.
The move strengthens the trade group's push for tighter standards as scrutiny of banking-as-a-service partnerships intensifies across the US financial sector.
Banks using Universal Banking will see continued support as Pollen Street backs standalone growth and AI upgrades after the deal closes.
Businesses can now settle invoices in USDC or PYUSD, with funds converted into US dollars on receipt through FV Bank's dashboard.
As SMEs demand faster lending and integrated tools, banks risk losing ground unless they cut red tape and modernise their platforms.
Poor provider support is costing firms revenue and slowing overseas expansion as embedded finance adoption gathers pace across Europe.
The tie-up gives global businesses a regulated route into China, with India next as payment firms link existing networks to widen reach.
Customers can now send money abroad in minutes through GoTyme's app, with upfront fees, live exchange rates and tracking.
Existing customers will see no disruption as the renamed TBX expands beyond transaction banking into treasury, payments and enterprise finance tools.
Businesses using the platform should see simpler access to accounts, cards and foreign exchange as the group unites under one brand.
The funding will help Relay expand among US small firms as it passes USD $1.3 billion in managed deposits and 150,000 customers.